Personal Banking
Backed by personal service
Having your full banking relationship at Commencement Bank offers more than mere convenience. We have a variety of personal checking account options to match your banking needs.
Free Checking Accounts
You are value-minded and don’t need to worry about things like minimum balance requirements or interest.
Free Checking account features:
- Free online banking and mobile app
- Free bill pay
- Visa Debit card
- Access to MoneyPass, a nationwide network of over 25,000 surcharge-free ATMs
- eStatements
- Unlimited check-writing and deposits
- First order of basic checks is on us!
The fine print:
- $100 minimum opening balance
- No minimum balance
- No monthly maintenance fee
Commencement Checking
You carry a moderate balance and want to earn interest on your hard-earned money.
Commencement Checking account features:
- Free online banking & mobile app
- Free bill pay
- Visa Debit card
- Access to MoneyPass, a nationwide network of over 25,000 surcharge-free ATMs
- eStatements
- Interest earned on daily balances of $1,000 or more
- Free basic checks!
The fine print:
- $100 minimum opening balance
- No minimum balance
- $7 monthly maintenance fee
Interest Checking
You maintain a higher account balance in order to earn a competitive interest rate.
Interest Checking account features:
- Free online banking & mobile app
- Free bill pay
- Visa Debit card
- Access to MoneyPass, a nationwide network of over 25,000 surcharge-free ATMs
- eStatements
- Tiered interest earned on daily balances of $1,000 or more
The fine print:
- $1,000 minimum opening balance
- $1,000 minimum balance
- $10 monthly maintenance fee if balance falls below minimum
