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Fraud Alert: There has been a recent increase in fraud attempts with callers impersonating Commencement Bank employees. Commencement Bank will never ask for passwords, security codes, or other sensitive login information by phone, text, or email. If you are unsure whether a call is legitimate, please contact us directly using a trusted number.

Personal Loans & Credit

Credit Services

Whether you are looking to upgrade your home, take the trip of a lifetime, or buy that special something you have had your eye on, we have options that will help you make it happen.

Personal Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:
• Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
• Mobile Purchasing capability for added convenience.
• Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.
• Plus much more!

Personal Credit Card Options Icon: External link
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
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Personal Term Loans

Autos, boats, RV's, recreational equipment, and anything else you can dream up!

PTL

Home Equity Loans & Lines of Credit

Take advantage of your home equity to provide other opportunities.

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Personal Reserve Overdraft Line

Take advantage of our overdraft line of credit for life's little emergencies.

ODL
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