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Personal Deposit Solutions

Backed by personal service.

Having your full banking relationship at Commencement Bank offers more than mere convenience. We have a variety of personal checking account options to match your banking needs.

Checking Accounts

Free Checking account features:

  • Free online banking & mobile app
  • Free bill pay
  • Visa Debit card
  • Access to MoneyPass, a nationwide network of over 25,000 surcharge-free ATMs
  • eStatements
  • Unlimited check-writing and deposits
  • First order of basic checks are on us!

The fine print:

  • $100 minimum opening deposit
  • No minimum daily balance
  • No monthly maintenance fee

Interest Checking account features:

  • Free online banking & mobile app
  • Free bill pay
  • Unlimited check-writing and deposits
  • Visa Debit card
  • Access to MoneyPass, a nationwide network of over 25,000 surcharge-free ATMs
  • eStatements
  • Tiered interest earned on daily balances of $1,000 or more

The fine print:

  • $1,000 minimum opening deposit
  • $1,000 minimum daily balance
  • $10 monthly maintenance fee if balance falls below minimum daily balance

Savings Accounts

Commencement Savings account features:

  • Free online banking & mobile app
  • eStatements
  • Interest earned on daily balances of $250 or more

The fine print:

  • $250 minimum opening deposit
  • $250 minimum daily balance
  • $5 monthly maintenance fee if balance falls below minimum daily balance

This account is designed to teach kids 18 years and younger how to save. With interest earned on all balances, a $5 minimum opening deposit, and no minimum balance or monthly maintenance fee, this is the perfect product to help teach the importance of money management.

Money Market Accounts

Personal Money Market account features:

  • Free online banking & mobile app
  • Free bill pay
  • eStatements
  • Tiered interest earned on daily balances of $1,000 or more

The fine print:

  • $1,000 minimum opening deposit
  • $1,000 minimum daily balance
  • $10 monthly maintenance fee if balance falls below minimum daily balance

Serious Money Market account features:

  • Free online banking & mobile app
  • Free bill pay
  • eStatements
  • Tiered interest earned on all balances

The fine print:

  • $10,000 minimum opening deposit
  • $10.000 minimum daily balance
  • $25 monthly maintenance fee if account falls below minimum daily balance

Certificates of Deposit

We offer varying rates and terms to fit your needs. Call us today at 877.284.1880 to find out more!

Individual Retirement Accounts (IRAs)

We offer Traditional and Roth IRAs. Call today at 877.284.1880 to find out more!

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